Which Ontario Lending Startups Are Revolutionizing Canada’s Financial Sector?

In this rapidly evolving digital era, the lending sector in Ontario, Canada is also witnessing some significant transformations. A wave of new-age startups has begun to turn into tech-enabled powerhouses that are reshaping the lending industry like never before. From peer-to-peer loans, revolving credit solutions, mortgage advice, and even bitcoin lending, these startups are leveraging Fintech innovations to democratize finance. Here we will delve into fifteen of Ontario’s most promising lending startups that are making a mark in the industry.


Caary is a digital credit, lending and payments platform that offers a comprehensive financial management solution with a corporate credit card. The startup was founded by Jason Sawyer and Steve Apostolopoulos and operates within credit cards, financial services, fintech, lending, payments and software industries.


Key was founded with a mission to help people get on the homeownership ladder while providing property owners with superior real estate returns. Launched by Daniel Dubois, Derek Manuge, and Rob Richards, Key operates in the consumer lending industry.


goPeer is Canada’s first consumer P2P lending platform aimed at enabling everyday Canadians to lend and borrow from one another. Founded by Joseph Buaron and Marc-Antoine Caya, goPeer operates within the consumer lending, financial services, fintech, impact investing, lending and peer to peer industries.


Homewise uses machine learning to match clients with the best mortgage options from over 30 banks and lenders. The startup was created by Carlos Medeiros and Jesse Abrams, primarily operating within consumer lending, financial services, fintech and real estate industries.

Savvyy Studio

Savvyy Studio leverages data and design to help lenders reduce loan processing costs. Founded by Craig Cox, Elvina Kang, and Norm Cappell, Savvyy Studio operates in the lending industry with an emphasis on information technology.

Atomic Loans

Atomic Loans is a protocol for bitcoin and crypto-backed loans on your terms, without middlemen. This startup operates in the blockchain, cryptocurrency, financial services, lending, open source, and peer to peer industries.


Benefi is a platform that helps companies attract, retain, and engage talent, through a better way to issue signing and retention bonuses. Founded by Blair Taylor and Patrick Dunn, Benefi operates within the consumer lending industry with a focus on employee benefits, enterprise software, financial services and fintech.


Thread connects dealers in finding the right lenders by allowing pre-made responses and negotiations. Thread, which was founded by Andrew Haines, operates in the data storage, financial services, and lending industries.

Boss Insights

Boss Insights is an award-winning global leader in open banking, providing extensive access to business customers’ financial data. Founded by siblings Keren and Luke Moynihan, Boss Insights operates in the banking, big data, commercial lending, financial services, fintech, IaaS, lending, and SaaS industries.

ShareChange Opportunities Foundation

ShareChange Opportunities Foundation is a non-profit organization that offers microcredit donations to empower underbanked communities. It operates in the apps, charity, credit, finance and micro lending industries.

Keeper Real Estate

Keeper Real Estate is a property management company that provides property buying and selling services. It operates in the lending, property management and real estate industries.


CAASA is a trade association that represents Canadian alternative investment managers, investors, and service providers across the globe. Founded by James Burron, it operates in the events, finance, financial services, and lending industries.

Roehampton Capital

Roehampton Capital is a private equity firm focusing on creating public impact. It operates within the commercial lending, hedge funds, property development, real estate investment and venture capital industries.

DH76 Capital Partners

DH76 Capital Partners is a commercial real estate finance and strategy firm developing innovative funding solutions for all types of commercial real estate. Founded by Josh Adman, it operates within the commercial lending, commercial real estate and finance industries.

Ardent Mortgages

Ardent Mortgages is a financial services company operating in the consumer lending, finance, and financial services industries.

With these fifteen startups making strides in their respective sectors of lending, Ontario is becoming a hotbed for fin-tech innovation. It will be exciting to see how these companies evolve the lending industry in the coming years.

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Canada Venture News

CanadaVenture.news is a Canadian venture magazine that covers startups, business, technology, and innovation in Canada. The online publication provides news, insights, and resources for entrepreneurs, investors, and business professionals, featuring articles, interviews, and analysis of the latest trends and developments in the Canadian startup ecosystem.